Challenged in this petition for certiorari and prohibition under Rule 65 of the Rules of Court is the constitutionality of Section 11 of Republic Act (R.A.) No. 9160, the Anti-Money Laundering Act, as amended, specifically the Anti-Money Laundering Council's authority to file with the Court of Appeals (CA) in this case, an ex-parte application for inquiry into certain bank deposits and investments, including related accounts based on probable cause

SPCMB undertook direct resort to this Court via this petition for certiorari and prohibition on the following grounds:

The anti-money laundering act is unconstitutional insofar as it allows the examination of a bank account without any notice to the affected party

1.    It violates the person's right to due process; and

2.    It violates the person's right to privacy.

Even assuming arguendo that the anti-money laundering act is constitutional, the respondents committed grave abuse of discretion amounting to lack or excess of jurisdiction considering that:

1.    The refusal of respondent presiding justice to provide petitioner with a copy of the ex-parte application for bank examination filed by respondent amlc and all other pleadings, motions, orders, resolutions, and processes issued by the respondent court of appeals in relation thereto violates petitioner's right to due process;
             
2.    A carte blanche authority to examine any and all transactions pertaining to petitioner's bank accounts violates the attorney-client privilege which is sacrosanct in the legal profession;
             
3.    A blanket authority to examine petitioner's bank accounts, including any and all transactions therein from its opening up to the present, partakes the nature of a general warrant that is clearly intended to aid a mere fishing expedition;
             
4.    There is nothing in the anti-money laundering act that allows or justifies the withholding of information and/or any court records or proceedings pertaining to an examination of a bank account, especially if the court has already granted the authority to conduct the examination;
             
5.    The petitioner did not commit, nor has the petitioner been impleaded in any complaint involving any predicate crime that would justify an inquiry into its bank accounts; and
             
6.    The examination of the petitioner's bank accounts is a form of political persecution or harassment.




1.    In their Comment, the AMLC, through the Office of the Solicitor General (OSG), points out a supposed jurisdictional defect of the instant petition, i.e., SPCMB failed to implead the House of Representatives which enacted the AMLA and its amendments. Is the defense tenable?

No.

On the sole procedural issue of whether SPCMB ought to have impleaded Congress, the contention of the OSG though novel is untenable. All cases questioning the constitutionality of a law does not require that Congress be impleaded for their resolution. The requisites of a judicial inquiry are elementary:

There must be an actual case or controversy; party;
The question of constitutionality must be raised by the proper party;
The constitutional question must be raised at the earliest possible opportunity; and
The decision of the constitutional question must be necessary to the determination of the case itself.


2.    Decide on the constitutionality of section 11 of the AMLA.

The Supreme Court affirms the constitutionality of Section 11 of the AMLA allowing the ex-parte application by the AMLC for authority to inquire into, and examine, certain bank deposits and investments.


3.    State Section 11 of Republic Act (R.A.) No. 9160.

The statute reads:

SEC. 11. Authority to Inquire into Bank Deposits. - Notwithstanding the provisions of Republic Act No. 1405, as amended; Republic Act No. 6426, as amended; Republic Act No. 8791; and other laws, the AMLC may inquire into or examine any particular deposit or investment, including related accounts, with any banking institution or non-bank financial institution upon order of any competent court based on an ex parte application in cases of violations of this Act, when it has been established that there is probable cause that the deposits or investments, including related accounts involved, are related to an unlawful activity as defined in Section 3(i) hereof or a money laundering offense under Section 4 hereof; except that no court order shall be required in cases involving activities defined in Section 3(i)(1), (2), and (12) hereof, and felonies or offenses of a nature similar to those mentioned in Section 3(i)(1), (2), and (12), which are punishable under the penal laws of other countries, and terrorism and conspiracy to commit terrorism as defined and penalized under Republic Act No. 9372.

The Court of Appeals shall act on the application to inquire into or examine any deposit or investment with any banking institution or non­-bank financial institution within twenty-four (24) hours from filing of the application.

To ensure compliance with this Act, the Bangko Sentral ng Pilipinas may, in the course of a periodic or special examination, check the compliance of a covered institution with the requirements of the AMLA and its implementing rules and regulations.

For purposes of this section, 'related accounts' shall refer to accounts, the funds and sources of which originated from and/or are materially linked to the monetary instrument(s) or property(ies) subject of the freeze order(s).

A court order ex parte must first be obtained before the AMLC can inquire into these related Accounts: Provided, That the procedure for the ex parte application of the ex parte court order for the principal account shall be the same with that of the related accounts.

The authority to inquire into or examine the main account and the related accounts shall comply with the requirements of Article III, Sections 2 and 3 of the 1987 Constitution, which are hereby incorporated by reference.


4.    State the due process clause of the Constitution.

The due process clause of the Constitution reads:

SECTION 1. No person shall be deprived of life, liberty or property without due process of law, nor shall any person be denied the equal protection of the laws.


5.    What are the two aspects of due process?

The right to due process has two aspects: (1) substantive which deals with the extrinsic and intrinsic validity of the law; and (2) procedural which delves into the rules government must follow before it deprives a person of its life, liberty or property.


6.    What is procedural due process?

Procedural due process is essentially the opportunity to be heard.


7.    What are the elements of Section 11 of the AMLA?

As presently worded, Section 11 of the AMLA has three elements: (1) ex-parte application by the AMLC; (2) determination of probable cause by the CA; and (3) exception of court order in cases involving unlawful activities defined in Sections 3(i)(1), (2), and (12).


8.    May a bank inquiry order under Section 11 of the AMLA be issued ex parte?

Section 11 does not specifically authorize, as a general rule, the issuance ex-parte of the bank inquiry order. Nothing in Section 11 specifically authorizes that such court order may be issued ex parte. It might be argued that this silence does not preclude the ex parte issuance of the bank inquiry order since the same is not prohibited under Section 11.

Section 11 also allows the AMLC to inquire into bank accounts without having to obtain a judicial order in cases where there is probable cause that the deposits or investments are related to kidnapping for ransom, certain violations of the Comprehensive Dangerous Drugs Act of 2002, hijacking and other violations under R.A. No. 6235, destructive arson and murder.


9.    Would the ex parte application and inquiry by the AMLC into certain bank deposits and investments violate substantive due process of law?

No.

It does not violate substantive due process, there being no physical seizure of property involved at that stage. It is the preliminary and actual seizure of the bank deposits or investments in question which brings these within reach of the judicial process, specifically a determination that the seizure violated due process.


10.  Would the ex parte application and inquiry by the AMLC into certain bank deposits and investments violate procedural due process of law?

No.

AMLC's investigation of money laundering offenses and its determination of possible money laundering offenses, specifically its inquiry into certain bank accounts allowed by court order, does not transform it into an investigative body exercising quasi-judicial powers. Hence, Section 11 of the AMLA, authorizing a bank inquiry court order, cannot be said to violate SPCMB's constitutional right to procedural due process.

11.  Is Section 11 violative of the constitutional right to privacy?

No.

The following principles applies:

The Constitution did not allocate specific rights peculiar to bank deposits;
The general rule of absolute confidentiality is simply statutory, i.e. not specified in the Constitution, which has been affirmed in jurisprudence;
Exceptions to the general rule of absolute confidentiality have been carved out by the Legislature which legislation have been sustained, albeit subjected to heightened scrutiny by the courts; and
One such legislated exception is Section 11 of the AMLA.

Moreover, the Court finds that account are not undertaken whimsically and solely based on the investigative discretion of the AMLC. In particular, the requirement of demonstration by the AMLC, and determination by the CA, of probable cause emphasizes the limits of such governmental action.

First. The AMLC and the appellate court are respectively required to demonstrate and ascertain probable cause. Second. As regards SPCMB's contention that the bank inquiry order is in the nature of a general warrant, Eugenio already declared that Section 11, even with the allowance of an ex parte application therefor, "is not a search warrant or warrant of arrest as it contemplates a direct object but not the seizure of persons or property."34 It bears repeating that the ''bank inquiry order" under Section 11 is a provisional remedy to aid the AMLC in the enforcement of the AMLA. Third. Contrary to the stance of SPCMB, the bank inquiry order does not contemplate that SPCMB be first impleaded in a money laundering case already filed before the courts.

In addition, nothing therein which precludes the owner of the account from challenging the basis for the issuance thereof.


The appellate court denied SPCMB's letter-request for confirmation that the AMLC had applied (ex-parte) for, and was granted, a bank inquiry order to examine SPCMB's bank accounts relative to the investigation conducted on Vice-President Binay's accounts. Did the appellate court, through the Presiding Justice, gravely abuse its discretion? Decide with reason.

No.

Under the rules, the Office of the Presiding Justice is strictly mandated not to disclose, divulge, or communicate to anyone directly or indirectly, in any manner or by any means, the fact of the filing of the petition brought before [the Court of Appeals] by the [AMLC], its contents and even its entry in the logbook.


12.  When is there a grave abuse of discretion?

An act of a court or tribunal can only be considered tainted with grave abuse of discretion when such act is done in a capricious or whimsical exercise of judgment as is equivalent to lack of jurisdiction. It is well-settled that the abuse of discretion to be qualified as "grave" must be so patent or gross as to constitute an evasion of a positive duty or a virtual refusal to perform the duty or to act at all in contemplation of law.36 In this relation, case law states that not every error in the proceedings, or every erroneous conclusion of law or fact, constitutes grave abuse of discretion.37 The degree of gravity, as above-described, must be met.


13.  What is a justiciable controversy?

A justiciable controversy refers to an existing case or controversy that is appropriate or ripe for judicial determination, not one that is conjectural or merely anticipatory.


14.  Define probable cause.

Probable cause refers to the sufficiency of the relation between an unlawful activity and the property or monetary instrument which is the focal point of Section 10 of the AMLA, as amended.

15.  What court has jurisdiction over cases involving money laundering offences?

In this instance, the grant of jurisdiction over cases involving money laundering offences is bestowed on the Regional Trial Courts and the Sandiganbayan as the case may be. In fact, Rule 5 of the IRR is entitled Jurisdiction of Money Laundering Cases and Money Laundering Investigation Procedures:

Rule 5.a. Jurisdiction of Money Laundering Cases. The Regional Trial Courts shall have the jurisdiction to try all cases on money laundering. Those committed by public officers and private persons who are in conspiracy with such public officers shall be under the jurisdiction of the Sandiganbayan.

Rule 5.b. Investigation of Money Laundering Offenses. - The AMLC shall investigate:

(1) suspicious transactions;
(2) covered transactions deemed suspicious after an investigation conducted by the AMLC;
(3) money laundering activities; and
(4) other violations of the AMLA, as amended.




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